Getting Started Budgeting: How Should I Set Up My Spending Categories?

When you’re first getting started with budgeting, one of the most important steps is determining what is – and isn’t – going to be included in your budget. Maybe there are a few things you’re currently spending money on that you’d rather cut out, or alternatively some things you hope to spend more on once you have a better idea of where your money is going. Either way, this is the perfect time to make the necessary adjustments.